Owning a small business isn’t all “skipping through daisies while singing a merry tune.” I recently wired a small fortune to a supplier–at least I thought I did. The bank sent the money somewhere else–no one seems to know where–and meanwhile the supplier was still waiting to be paid, so I wired yet another small fortune. Now I’m eagerly awaiting the return of the first offering to fate, while wondering if I should begin thinking of how to budget if it’s never found.